3 Wise Investments for Seniors

Just because you’ve saved up for retirement doesn’t always mean you’ll have the funds necessary to get you through it. It’s hard to plan for everything that can come with retirement, especially higher medical bills. One thing to consider is that when you’re fully retired, you’re living on a fixed income. If you’re wondering how you can build your retirement account and make your retirement easier—and better—it may be worth considering these different investment opportunities.

Short Term Investments

Short term investments typically involve a lower risk with a lower reward. Not many major companies on the stock market experience drastic fluctuation day-in and day-out, but many of them consistently increase or decrease. Making short term investments in the stock market on a growing stock opportunity can give you short boosts to your funds. Talk with your financial advisor about possible short term investment opportunities worth making now.

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Why Our Hearing Worsens As We Age

The physical process of hearing is a marvel – wonderful sounds like music, conversation with loved ones, waves crashing on shore and more are picked up by our ears and transmitted to our brain for processing.

As we age though, our ability to hear the sounds around us starts to fade. The decline is worse for some than others, but one common fact of aging is your hearing will likely start to decline. Over half of people over the age of 60 have some level of hearing loss.

Medically speaking, age-related hearing loss is called presbyacusis. It typically sets in over a long period of time and affects both ears equally. For most, the decline in hearing primarily affects sounds that are high pitched and high frequency. For example, a ringing telephone or birds singing may become harder to hear.

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A Consumer’s Guide To Arranging a Funeral

If you are planning a funeral, you have many decisions to make. You may feel overwhelmed or confused. You may have questions. Read this brochure to learn more before you make any commitments or decisions.

Choose a funeral home with which you feel comfortable. You and the funeral director will have an arrangement conference. This could be done at the funeral home, your home or, in some instances, over the telephone. If you meet in person, you will be given a General Price List and shown the merchandise available. When you have made your selections, you will be given an Itemized Statement, which, for most funeral arrangements, will include contractual language which legally obligates you to pay the cost of the funeral. If the arrangements have been made by telephone, you will be given the General Price List when you receive an Itemized Statement.

Following are some definitions, regulations, and commonly asked questions which should help you through this process. As the person paying for the arrangements, you are the customer. You have rights. Don’t be afraid to shop around or ask questions!

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The Benefits of In-Home Eldercare

Families of seniors utilizing in-home eldercare can enjoy stress relief, cost relief, and peace of mind about their family members. This infographic has more information about in-home care and its benefits for seniors and their families.

The Elderly & Technology

Senior citizens have unique day-to-day needs that modern technology could help solve. However, many seniors are unaware of these potential benefits. Digital devices can help seniors with staying active, keeping in touch with friends and family, and daily medical needs. In order to solve the problem, we should ensure that we understand senior’s concerns with technology.

University of South Florida Health Call for Participants

People with dementia often get up at night, turning on appliances, opening doors, even wandering away. Lack of sleep is a common problem for the 15 million caregivers who live with a dementia patient. Chronic stress by itself is a risk factor for high blood pressure, diabetes, obesity, heart attacks and stroke. “But there are other things at play,” said Meredeth Rowe, a professor at the USF College of Nursing. “That’s why we are trying to untangle this caregiver stress. Stress alone doesn’t have this effect. We’re looking at vigilance and sleep.” Rowe is the lead investigator on a federally funded study of sleep loss in caregivers. We are currently recruiting caregivers for an NIH-funded study that tests interventions intended to improve dementia caregiver sleep and overall health. Our researchers have over 20 years of NIH-funded research that focuses specifically on helping caregivers of persons with dementia. Our goal in this study is to test interventions that improve the sleep and overall health of dementia caregivers. “Caregivers don’t have to leave home or their loved one in order to participate,” she said. “We want to know if the monitoring system improves (caregiver) sleep, and if so, if that improves their biomarkers for heart disease.” Meredeth Rowe RN, PhD is the study principal investigator and has had many funded caregivers studies from National Institutes of Health and the Veterans Administration.

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